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Public Sector & K-12

Transform your risks into brighter opportunities.

Safeguarding our communities through comprehensive risk and benefits strategies.

Local governments and public schools require well-designed, data-driven solutions for evolving risks, regulatory challenges and budget constraints. We combine deep industry knowledge with innovative risk management strategies to secure your assets, keep operations running smoothly and make every insurance dollar count.

Public entities and schools deal with serious risks every day, from storm damage and slip-and-fall accidents to workplace injuries and hackers targeting confidential data. You need comprehensive protection for your assets, and appealing benefits offerings for your people. The right combination of risk management and insurance solutions allows you to focus on serving your community instead of worrying about what could go wrong.

"TrueNorth showed us how to think about and manage risk in a different way. They continue to build trust by delivering upon their commitments, and we expect to have them as part of the J&M operations for a long time to come."

Harold Sumerford Jr.

CEO J&M Tank

“Whether it's day-to-day service, a unique request, or a special project, since becoming a client in 2001 we’ve appreciated TrueNorth’s positive energy and commitment to excellence.”

Alison Heim

Director of Finance Schneider

“TrueNorth has been critical as we’ve increased our Final Mile footprint and expanded our IC platform. From program structure to administrative tools and third-party training applications, they always have the management of our risks in their sights.”

Eric McConnell

VP of Risk Management J.B. Hunt Transport, Inc.

Risk Management Assessments

Knowing the risk is the first step in ensuring the best outcomes.

We systematically identify, evaluate and prioritize risks — from operational vulnerabilities to regulatory challenges — so you can plan ahead and make informed choices. Our straightforward process defends your resources, manages compliance and allows you to effectively keep your goals on track.

Property Insurance

Protecting your assets, preserving your operations, powering your recovery.

Your buildings, equipment and infrastructure are vital to the work you do for your community. We help you secure the right coverage for all your physical assets, so you can maintain services and financial stability when unexpected events occur.

Workers' Compensation

Workplace accidents affect your resources and operations.

Workers’ compensation goes beyond just placing a policy. We'll assist you in building safer workplaces, reducing injuries and controlling costs through loss prevention strategies, HR practices and claims management.

Auto Liability

Transportation safety extends beyond managing your auto inventory.

Vehicle safety matters when you’re responsible for transporting people and performing essential job duties to benefit the public. Through specialized liability insurance, practical safety training, maintenance guidance and monitoring tools to reduce accidents, we minimize the financial burden while preserving reliability.

Management Liability

Leadership decisions shouldn’t put personal assets at risk.

Education and public sector leaders experience unique legal exposures from employment decisions, governance choices and fiduciary responsibilities. We assist you in shielding your executives and organization from costly legal challenges and reputation damage.

Employee Benefits

Competitive benefits help you attract and keep good people.

Rising healthcare expenses and complex regulations make benefits management challenging. We help you design benefit programs that compete for talent while staying within budget and meeting compliance requirements. Our approach focuses on clear goals and measurable results, so you know your investment is actually working to support both your mission and your workforce.

Strategic Risk Financing

Make your insurance budget work for you.

Alternative approaches to control costs can drastically improve your cash flow. We help you explore self-insurance options, risk pooling and retention strategies that stretch your budget while maintaining solid protection.

Risk & Workforce Solutions

Innovation at the core of asset protection.

Using advanced technology and data analytics tools, we streamline your risk management processes. Our solutions include contract management, embedded tenant liability coverage and holistic asset protection strategies tailored for the real estate industry.

Cityscape of a Midwest town

Who We Serve

Educational Institutions

Cities

Counties

Municipal Utilities

Special Districts

Awards & Recognition

Logo of Top WorkPlaces USA from Energage & USA Today
Top WorkPlaces USA | Energage & USA Today
Recognized for:

TrueNorth has been nationally recognized by Top Workplaces for the fourth consecutive year, celebrated for our innovation, leadership, purpose, values and work-life flexibility in financial services.

Logo of Top 100 Largest Brokers in U.S. from Business Insurance Magazine
#46 Top 100 Largest Brokers in U.S. | Business Insurance Magazine
Recognized for:

We are consistently recognized among the Top 100 Largest Brokers in the nation, an honor that reflects our continued growth as a privately held risk management and insurance brokerage firm.

Logo of the Most Giving Companies in Iowa
Most Giving Companies in Iowa | Grateful Giving Foundation
Recognized for:

TrueNorth has been named among Iowa’s Most Giving Companies, ranking in the large business category for donating over $1.3 million, supporting 330 nonprofits and contributing 1,100 employee volunteer hours.

Logo of Best of the Corridor - Corridor Business Journal (CBJ)
Best of the Corridor | Corridor Business Journal (CBJ)
Recognized for:

TrueNorth was voted by readers across the Cedar Rapids–Iowa City region as the best in Business Insurance, with honorable mention in Business Leadership (Jason Smith) and Business Consulting.

Logo of Hales Report
#47 The Hales Report Top 100 | Dowling Hales
Recognized for:

Dowling Hales publishes the Hales Report, a reputable resource for property and casualty brokers and agents. Its annual Top 100 rankings spotlight the industry’s most influential firms. TrueNorth’s ranking includes First MainStreet Insurance (FMSI) and its strategic affiliates.

Logo of Coolest Places to work from Corridor Business Journal (CBJ)
Coolest Places to Work | Corridor Business Journal (CBJ)
Recognized for:

For the ninth consecutive year, TrueNorth has been named one of the region’s Coolest Places to Work.

Logo of Top 100 Independent Agency, Property/Casualty from Insurance Journal
#36 Top 100 Independent Agency, Property/Casualty | Insurance Journal
Recognized for:

We’re proud to be a growing, privately held leader in the Property & Casualty space.

Logo of Division II Champions 2024 from Corridor Corporate Games
Division II Champions 2024 | Corridor Corporate Games
Recognized for:

Nearly 100 TrueNorth teammates organized, competed, volunteered and cheered throughout the Corridor Corporate Games—earning us Champion status for the second year in a row.