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Construction

Protection that's built to last.

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Just like every one of your projects.

Like TrueNorth, you’ve got an unwavering commitment to the work you do. That’s why our unique approach to risk management is designed to provide coverage that grows with you, so you can focus on the job and leave the rest to us.

Just like every one of your projects.

Like TrueNorth, you’ve got an unwavering commitment to the work you do. That’s why our unique approach to risk management is designed to provide coverage that grows with you, so you can focus on the job and leave the rest to us.

Whether you're managing multi-state projects or seeking to meet DOT and OSHA requirements, construction demands specialized expertise. Our extensive footprint and deep industry knowledge mean we understand the regulatory challenges and unique risks you experience daily. Complete your projects with confidence, knowing your protection is as solid as your reputation.

Traditional Agriculture

Fully integrated protection for diversified agriculture operations.

Cooperatives and agribusinesses are challenged by exposures from weather volatility, aging workforce and nuclear verdicts, all creating risks that not every firm is equipped to confront. Our purpose-built solutions proactively address the complexities that define commercial agriculture.

Food & Animal Production

Large-scale operations need specialized protection.

Supporting you in protecting commercial operations across poultry, cattle, swine and dairy production. Our recommendations combat the unique exposures of animal production facilities, from biosecurity risks to facility protection and contamination events.

Risk & Workforce Solutions

Building stronger safety culture, together.

We design comprehensive safety programs and workforce protection strategies customized for the agricultural industry. Take steps to reduce incidents, manage claims and create safer work environments across all your facilities with TrueNorth by your side.

Strategic Risk Financing

Take control of your insurance costs.

Gain greater influence over your insurance program through innovative financing solutions. Single-parent captives, group captives and increased retention strategies provide transparency and potential long-term savings on insurance costs.

Transportation

Gaining control and long-term savings for your operation.

Specialized coverage for the logistics that power America's agribusiness operations. From grain transport via truck, train and barge to feed delivery and equipment transportation, we understand the exposures unique to agricultural logistics.

TrueAg Insurance Exchange

A member-owned solution, designed to grow with your needs.

Struggling with rising premiums, reduced coverage, increased deductibles and lack of control over your insurance costs? Explore how a member-owned captive solution, TrueAg Insurance Exchange, can address your needs today.

Surety Bonds

Secure your future, one project at a time.

Working with our team for surety bonds means gaining a trusted ally who streamlines the process, sources cost-effective rates and delivers bonding solutions custom-built for your business. Earn credibility, win contracts and keep your projects moving forward with peace of mind.

Commercial Property

Protect everything you've built.

Weather exposure, theft, vandalism and unexpected events are realities of construction that come with risk. We’ll make sure your investment in tools, machinery and infrastructure stays protected so your projects keep moving forward.

General Liability

Coverage that stands up to the job site.

Construction liability risks are complex and costly. Our general liability solutions address everything from third-party injuries to property damage. Not only do we understand the unpredictable nature of your work, but we also have deep insurance expertise to bolster your protection against the claims that could derail your business.

Strategic Risk Financing

Take control of your insurance costs.

Gain greater influence over your insurance program through innovative financing solutions. Single-parent captives, group captives and increased retention strategies provide transparency and potential long-term savings on insurance costs.

Industry Experience

Managing complex construction risks.

Beyond traditional insurance coverage, we’ve developed deep expertise in high-risk, technical sectors that demand industry-specific insight and customized approaches:

Energy – Risk management for electric utility contractors, backed by a thorough understanding of safety requirements and utility-specific protocols.

Tank Maintenance – Precise protection for working at heights, handling hazardous materials and meeting compliance requirements.

Telecommunications – Managing network construction risks for telecommunications contractors, with specialization in compliance and safety.

Vegetation Management – Comprehensive solutions for liability, complex machinery operation and state-specific regulations.

Workers' Compensation

Keep your crew covered and your EMR in check.

Smart workers’ comp management goes beyond basic coverage. Keep your best people on the job with proactive loss control, experience modification rate (EMR) optimization and effective return-to-work programs. Our construction-focused approach helps you maintain competitive rates while protecting the backbone of your business — your team.

Risk & Workforce Solutions

Building stronger safety culture, together.

We design comprehensive safety programs and workforce protection strategies customized for the construction industry. Reduce incidents, manage claims and create safer work environments across all your projects with TrueNorth by your side.

A contractor stands before steel beams.

Who We Serve

Developers & Owners

General Contractors

Professional Contractors

Subcontractors

Trade Contractors

Specialty Contractors

Homebuilders

Our Impact

Expertise you can count on

Our construction team members complete over 200 hours of continuing education each year — over 16 times the required amount — equipping our specialists with the knowledge and experience to support all your projects.

TN Truck Thought

TN Truck Thought is a monthly podcast featuring some of the brightest minds in trucking. Our carefully selected panel of industry experts get to the bottom of the most challenging and controversial issues facing the industry today.

Whether you're behind the wheel or behind the scenes, each episode provides practical insights and fresh perspectives on the challenges and opportunities facing the industry. Get notified when new episodes drop by joining our insider list, so you're always plugged in to the topics that matter most to transportation professionals.

Awards & Recognition

Top WorkPlaces USA | Energage & USA Today
Recognized for:

TrueNorth has been nationally recognized by Top Workplaces for the fourth consecutive year, celebrated for our innovation, leadership, purpose, values and work-life flexibility in financial services.

#46 Top 100 Largest Brokers in U.S. | Business Insurance Magazine
Recognized for:

We are consistently recognized among the Top 100 Largest Brokers in the nation, an honor that reflects our continued growth as a privately held risk management and insurance brokerage firm.

Most Giving Companies in Iowa | Grateful Giving Foundation
Recognized for:

TrueNorth has been named among Iowa’s Most Giving Companies, ranking in the large business category for donating over $1.3 million, supporting 330 nonprofits and contributing 1,100 employee volunteer hours.

Best of the Corridor | Corridor Business Journal (CBJ)
Recognized for:

TrueNorth was voted by readers across the Cedar Rapids–Iowa City region as the best in Business Insurance, with honorable mention in Business Leadership (Jason Smith) and Business Consulting.

#47 The Hales Report Top 100 | Dowling Hales
Recognized for:

Dowling Hales publishes the Hales Report, a reputable resource for property and casualty brokers and agents. Its annual Top 100 rankings spotlight the industry’s most influential firms. TrueNorth’s ranking includes First MainStreet Insurance (FMSI) and its strategic affiliates.

Coolest Places to Work | Corridor Business Journal (CBJ)
Recognized for:

For the ninth consecutive year, TrueNorth has been named one of the region’s Coolest Places to Work.

#36 Top 100 Independent Agency, Property/Casualty | Insurance Journal
Recognized for:

We’re proud to be a growing, privately held leader in the Property & Casualty space.

Division II Champions 2024 | Corridor Corporate Games
Recognized for:

Nearly 100 TrueNorth teammates organized, competed, volunteered and cheered throughout the Corridor Corporate Games—earning us Champion status for the second year in a row.

Mike Russell Trucking Image Award 2022
Recognized for:

Nationally honored for enhancing the public image of the trucking industry through education and advocacy.

NHDA Pinnacle Award
Recognized for:

TrueNorth Founder, Duane Smith, was presented with NHDA’s highest award for a lifetime of leadership in final-mile transportation.

LEAD ATA - Program Graduates
Recognized for:

Graduates of ATA’s flagship leadership program, building the next generation of industry leaders.

IMTA - 2024 IMTA Image & Safety Award Nominations
Recognized for:

Nominated for creatively advancing safety and promoting a positive image of the trucking industry.

ATRI - Committee Involvement
Recognized for:

Contributing thought leadership and research insight through ATRI’s advisory committees.

ATA Member since 2010
Recognized for:

Proud member of the American Trucking Associations for over a decade.

TCA - Ambassadors Club
Recognized for:

Recognized for 25+ years of dedicated membership and contributions.

Million Podcasts - Top Trucking Podcast
Recognized for:

The TTT podcast, produced in partnership with Scopelitis Transportation Consulting, was rated as a Top 100 trucking podcast.

Utility contractors in hard hats

"Our utility partners depend on us the way we depend on TrueNorth."

Tammy Kent

CEO, OneSoure Restoration (OSR)

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Construction excavator

"Over the 75 years we've been in business, we've made every effort to build a reputation based on quality and safety. In the last decade, TrueNorth's team has challenged us to evolve and invest in ways that prioritize and protect those efforts. I can give you a long list of TrueNorth people who have been influential to D.C. Taylor Co. and made us feel like we're an important entity in their business."

Brent Taylor

President & CEO, D.C. Taylor Co.

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Photo of a person with a TrueNorth yellow jacket

"It's critical to find an insurance partner that understands the industry well enough to help us strike a balance between sufficient and excessive coverage. It's just another area where we feel TrueNorth brings value."

Charlie Fisher

President, Ken-Way Excavating

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