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Real Estate

Property expertise meets proven protection.

Advanced portfolio protection that scales with your ambitions.

As risks from fire, water intrusion, and wind and hail escalate, standard property insurance isn't enough. TrueNorth brings deep expertise in commercial real estate, risk management and insurance, giving you the competitive edge to protect your investments and grow confidently.

Cyber breaches, tenant injuries and property liability claims create cascading problems, including financial losses, reputation damage and operational disruptions. Our strategic risk management approach addresses these exposures with scalable solutions designed for asset managers and property professionals who strive for sustainable growth.

Property Insurance

Preserve your portfolio. Protect your potential.

From burst pipes and electrical fires to vandalism and severe weather, property damage can disrupt operations and drain resources. We identify vulnerabilities across your portfolio and implement customized coverage strategies that keep your assets protected and your projects on track. Our proactive risk assessments and claims advocacy ensure quicker recovery and minimal downtime.

General Liability

Coverage that spans every inch of risk.

Whether it’s a slip-and-fall in a common area, a contractor mishap during renovations or a tenant-caused fire, we cover third-party injuries, property damage and tenant-related incidents, protecting both your revenue and reputation. We also provide incident response plans, vendor insurance compliance reviews and claims advocacy to support timely resolution.

Construction Liability Wrap

One project. One policy. Complete protection.

Construction defect claims can surface years after project completion, creating liability risks long after your final inspection. Our owner-controlled insurance programs (OCIP) wrap your entire construction project into a single, comprehensive policy. We design and build custom programs specific to your project's scope, providing unified coverage for your investment.

Management Liability

Safeguarding leadership and organizations against modern risks.

Complex liability exposures arise from various sources. Our approach tackles cyber threats, employee theft and fraud, employment practices claims, errors and omissions in professional services, and directors and officers liability to shield your leadership team and organization against today’s litigious business environment.

Strategic Risk Financing

Optimize your coverage. Maximize your capital.

Turn your insurance into a strategic asset by exploring captive programs to retain underwritten profits, leveraging parametric coverage for faster storm-related payouts, or using wind/hail deductible buy-downs to protect cash flow. We also design retention strategies to lower premiums and implement layered insurance structures that maximize coverage efficiency. With deep industry insight and data-driven modeling, we help you minimize volatility, gain control and discover long-term savings.

Risk & Workforce Solutions

Innovation at the core of asset protection.

Using advanced technology and data analytics tools, we streamline your risk management processes. Our solutions include contract management, embedded tenant liability coverage and holistic asset protection strategies tailored for the real estate industry.

Awards & Recognition

Logo of Top WorkPlaces USA from Energage & USA Today
Top WorkPlaces USA | Energage & USA Today
Recognized for:

TrueNorth has been nationally recognized by Top Workplaces for the fourth consecutive year, celebrated for our innovation, leadership, purpose, values and work-life flexibility in financial services.

Logo of Top 100 Largest Brokers in U.S. from Business Insurance Magazine
#46 Top 100 Largest Brokers in U.S. | Business Insurance Magazine
Recognized for:

We are consistently recognized among the Top 100 Largest Brokers in the nation, an honor that reflects our continued growth as a privately held risk management and insurance brokerage firm.

Logo of the Most Giving Companies in Iowa
Most Giving Companies in Iowa | Grateful Giving Foundation
Recognized for:

TrueNorth has been named among Iowa’s Most Giving Companies, ranking in the large business category for donating over $1.3 million, supporting 330 nonprofits and contributing 1,100 employee volunteer hours.

Logo of Best of the Corridor - Corridor Business Journal (CBJ)
Best of the Corridor | Corridor Business Journal (CBJ)
Recognized for:

TrueNorth was voted by readers across the Cedar Rapids–Iowa City region as the best in Business Insurance, with honorable mention in Business Leadership (Jason Smith) and Business Consulting.

Logo of Hales Report
#47 The Hales Report Top 100 | Dowling Hales
Recognized for:

Dowling Hales publishes the Hales Report, a reputable resource for property and casualty brokers and agents. Its annual Top 100 rankings spotlight the industry’s most influential firms. TrueNorth’s ranking includes First MainStreet Insurance (FMSI) and its strategic affiliates.

Logo of Coolest Places to work from Corridor Business Journal (CBJ)
Coolest Places to Work | Corridor Business Journal (CBJ)
Recognized for:

For the ninth consecutive year, TrueNorth has been named one of the region’s Coolest Places to Work.

Logo of Top 100 Independent Agency, Property/Casualty from Insurance Journal
#36 Top 100 Independent Agency, Property/Casualty | Insurance Journal
Recognized for:

We’re proud to be a growing, privately held leader in the Property & Casualty space.

Logo of Division II Champions 2024 from Corridor Corporate Games
Division II Champions 2024 | Corridor Corporate Games
Recognized for:

Nearly 100 TrueNorth teammates organized, competed, volunteered and cheered throughout the Corridor Corporate Games—earning us Champion status for the second year in a row.