Rooted. Grounded. Committed.
Powerful storms can flatten grain bins in minutes. Fires can destroy feed mills worth millions. A single tornado can wipe out an entire animal production facility. Aging infrastructure, equipment breakdowns, contamination events and supply chain disruptions add layers of complexity that standard insurance policies simply don't address.
Powerful storms can flatten grain bins in minutes. Fires can destroy feed mills worth millions. A single tornado can wipe out an entire animal production facility. Aging infrastructure, equipment breakdowns, contamination events and supply chain disruptions add layers of complexity that standard insurance policies simply don't address.
The ripple effects of these risks extend far beyond your balance sheet. As a Midwest-based, locally owned firm, we understand your risks because we live and work in agricultural communities. Our specialized coverage and risk management strategies are built for businesses that can't afford downtime, backed by the personal attention and industry expertise that only comes from truly knowing your business.
Traditional Agriculture
Fully integrated protection for diversified agriculture operations.
Cooperatives and agribusinesses are challenged by exposures from weather volatility, aging workforce and nuclear verdicts, all creating risks that not every firm is equipped to confront. Our purpose-built solutions proactively address the complexities that define commercial agriculture.
Food & Animal Production
Large-scale operations need specialized protection.
Supporting you in protecting commercial operations across poultry, cattle, swine and dairy production. Our recommendations combat the unique exposures of animal production facilities, from biosecurity risks to facility protection and contamination events.
Risk & Workforce Solutions
Building stronger safety culture, together.
We design comprehensive safety programs and workforce protection strategies customized for the agricultural industry. Take steps to reduce incidents, manage claims and create safer work environments across all your facilities with TrueNorth by your side.
Strategic Risk Financing
Take control of your insurance costs.
Gain greater influence over your insurance program through innovative financing solutions. Single-parent captives, group captives and increased retention strategies provide transparency and potential long-term savings on insurance costs.
Transportation
Gaining control and long-term savings for your operation.
Specialized coverage for the logistics that power America's agribusiness operations. From grain transport via truck, train and barge to feed delivery and equipment transportation, we understand the exposures unique to agricultural logistics.
TrueAg Insurance Exchange
A member-owned solution, designed to grow with your needs.
Struggling with rising premiums, reduced coverage, increased deductibles and lack of control over your insurance costs? Explore how a member-owned captive solution, TrueAg Insurance Exchange, can address your needs today.
Surety Bonds
Secure your future, one project at a time.
Working with our team for surety bonds means gaining a trusted ally who streamlines the process, sources cost-effective rates and delivers bonding solutions custom-built for your business. Earn credibility, win contracts and keep your projects moving forward with peace of mind.
Commercial Property
Protect everything you've built.
Weather exposure, theft, vandalism and unexpected events are realities of construction that come with risk. We’ll make sure your investment in tools, machinery and infrastructure stays protected so your projects keep moving forward.
General Liability
Coverage that stands up to the job site.
Construction liability risks are complex and costly. Our general liability solutions address everything from third-party injuries to property damage. Not only do we understand the unpredictable nature of your work, but we also have deep insurance expertise to bolster your protection against the claims that could derail your business.
Strategic Risk Financing
Take control of your insurance costs.
Gain greater influence over your insurance program through innovative financing solutions. Single-parent captives, group captives and increased retention strategies provide transparency and potential long-term savings on insurance costs.
Industry Experience
Managing complex construction risks.
Beyond traditional insurance coverage, we’ve developed deep expertise in high-risk, technical sectors that demand industry-specific insight and customized approaches:
Energy – Risk management for electric utility contractors, backed by a thorough understanding of safety requirements and utility-specific protocols.
Tank Maintenance – Precise protection for working at heights, handling hazardous materials and meeting compliance requirements.
Telecommunications – Managing network construction risks for telecommunications contractors, with specialization in compliance and safety.
Vegetation Management – Comprehensive solutions for liability, complex machinery operation and state-specific regulations.
Workers' Compensation
Keep your crew covered and your EMR in check.
Smart workers’ comp management goes beyond basic coverage. Keep your best people on the job with proactive loss control, experience modification rate (EMR) optimization and effective return-to-work programs. Our construction-focused approach helps you maintain competitive rates while protecting the backbone of your business — your team.
Risk & Workforce Solutions
Building stronger safety culture, together.
We design comprehensive safety programs and workforce protection strategies customized for the construction industry. Reduce incidents, manage claims and create safer work environments across all your projects with TrueNorth by your side.
Who We Serve
Developers & Owners
General Contractors
Professional Contractors
Subcontractors
Trade Contractors
Specialty Contractors
Homebuilders
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Our Impact
Trusted by the agribusiness industry
We insure 850+ locations and over $13.5 billion of ag-related assets.
Innovative loss control
Thanks to dash cameras, COI tracking and astute contract implementation, we’ve succeeded in drastically reducing clients' risk.
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TN Truck Thought
TN Truck Thought is a monthly podcast featuring some of the brightest minds in trucking. Our carefully selected panel of industry experts get to the bottom of the most challenging and controversial issues facing the industry today.
Whether you're behind the wheel or behind the scenes, each episode provides practical insights and fresh perspectives on the challenges and opportunities facing the industry. Get notified when new episodes drop by joining our insider list, so you're always plugged in to the topics that matter most to transportation professionals.
Awards & Recognition
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"Lane and his team have proven to be indispensable partners throughout the process. They continue to be proactive in pursuing opportunities that will strategically improve our risk management profile going forward."
Boyd Brodie
General Manager, Key Cooperative
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"TrueNorth has been outstanding to work with during our transition. Lane and team work hard to understand our business, our risk and how to effectively cover our needs."
Rob Jacobs
CEO, Cooperative Farmers Elevator
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