Built for the road ahead.
From truck and business insurance to health and wellness coverage, TrueNorth’s Independent Advantage program helps independent contractors protect their livelihood, on and off the road.
Independent Advantage
Insurance built for independent contractors.
Managing life on the road shouldn’t mean sacrificing protection or peace of mind. Independent Advantage gives drivers the tools to operate confidently, help protect what matters and plan for long-term success.
Truck Insurance
Coverage that works as hard as you do.
Truck insurance that gets you on the road — fast. Affordable, cost-effective and built for independent contractors leased on to a motor carrier, as well as small fleets with their own DOT authority, our coverage meets the needs of most motor carriers and lien-holders. Helping protect your trucks, business and livelihood.
Health Insurance (TrueChoices)
Protection for you and your family.
Health insurance shouldn’t be complicated. With TrueChoices, owner-operators can access cost-effective, guaranteed-issue medical, dental, vision, critical illness, accident and disability coverage. A bonus? Streamlined enrollment with just one number to call. Because protecting your health is part of protecting your business.
Final Mile Service Providers
Support designed for the fast lane.
As a Final Mile contractor, your business moves fast. So do your challenges. We provide flexible insurance options, operational tools and business support tailored to carriers running under their own authority. Whether you’re scaling or staying lean, we help manage risk, support compliance efforts and focus on growing your business.
Ready to get started?
The TN Truck App is built for drivers who want control, speed and simplicity. Apply for insurance, upload documents, track your certifications and access key resources, all from your phone. Whether you're parked or on the move, your coverage moves with you.
"A company like TrueNorth is what drivers need to keep America running."
Robert Smith
Truck Driver
View Independent Contractor Resources
"TrueNorth is the easiest insurance brokerage company I have ever dealt with. They provided so much care and comfort when my wife was diagnosed with cancer, they literally walked me through the claims process. The financial support this policy provided was an enormous weight off my shoulders."
Michael Lemon
Independent Contractor
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"As an owner-operator, I know I can rely on TrueNorth to meet my needs, whether it be in truck insurance or personal insurance. I would definitely recommend them to do business with."
Neal Cook
IA Client
View Independent Contractor Resources