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Property & Casualty

Protect your business.
Prepare for tomorrow.

From unexpected losses to evolving threats, we help you stay one step ahead.

By strategically evaluating your risk profile using a systematic approach, our process is designed to identify, analyze and prioritize your exposures. Combining insurance expertise and advisory services, we seek to deliver tailored solutions across a broad spectrum of insurance coverage aligned with your business goals and long-term resilience.

Our approach guides you in proactively addressing potential problems with confidence. Identifying your vulnerabilities and designing coverage strategies that match your priorities, we aim to provide insurance solutions that strengthen your protection and create long-term value.

General Liability

One incident can threaten everything you've built.

General liability claims can arise from the simplest interactions with customers, vendors or the public. We seek to uncover exposure gaps before they become costly problems, supporting you with tailored coverage limits and exclusions engineered to preserve your business operations.

Property Insurance

Safeguarding assets, supporting your operations and strengthening your recovery.

Today's insurance market requires the right industry-specific knowledge and experience to secure thorough coverage for your physical assets. Put measures in place to protect your property and buildings, encouraging financial stability when unexpected events occur.

Workers' Compensation

Workplace accidents affect your resources and operations.

Workers' compensation goes beyond just coverage. We support efforts to foster safer workplaces, reduce injuries and control costs through approaches like loss prevention, improved HR practices and claims management.

Auto Liability

Confidence that you can keep your business moving.

Through strategic guidance and competitive terms, we work to keep your business moving safely while on the road. Evaluating your fleet operations, driver exposures and contractual obligations, our tailored-made programs are crafted to reduce your risk and manage costs.

Cyber

Data breaches damage your reputation and client trust.

It's a digital world. Cyber threats are a business problem, not just an IT problem. With both insurance expertise and real cybersecurity knowledge to defend your data, our team strives to mitigate breach risks and helps you respond and recover effectively if the worst happens.

Management Lines

Safeguard your leadership team from the risks associated with decision-making.

Whether it's directors and officers (D&O) liability, employment practices liability (EPL) or fiduciary liability, we provide specialized solutions that are structured to protect your executives and your organization from damaging legal actions and reputational harm.

Strategic Risk Financing

Turn your insurance program into a competitive advantage.

Take your strategy to the next level with programs built to control costs, improve cash flow and gain more predictable insurance expenses. We'll assess captive insurance programs, self-insurance options and risk retention methods that align with your goals.

Surety Bonds

Build your surety capacity to drive growth and trust with your partners.

Working with our team for surety bonds means gaining a trusted ally who intends to streamline the process, sources cost-effective rates and delivers bonding solutions custom-built for your business. Earn credibility, win contracts and keep your projects moving forward with peace of mind.

Industries We Serve

Agribusiness

Construction

Transportation

Small Business

Education

Healthcare

Manufacturing

Social Services

Real Estate

Financial Services & Banking

Food & Beverage

Technology

Government & Public Entities

Hospitality

Wholesale Distribution

Aviation

Our Impact

Substantial savings through creative solutions

We've delivered over $1.4 million in umbrella premium savings, based on just the first 100 vehicles written under our innovative AirsideDrive program.

"TrueNorth showed us how to think about and manage risk in a different way. They continue to build trust by delivering upon their commitments, and we expect to have them as part of the J&M operations for a long time to come."

Harold Sumerford Jr.

CEO J&M Tank

“Whether it's day-to-day service, a unique request, or a special project, since becoming a client in 2001 we’ve appreciated TrueNorth’s positive energy and commitment to excellence.”

Alison Heim

Director of Finance Schneider

“TrueNorth has been critical as we’ve increased our Final Mile footprint and expanded our IC platform. From program structure to administrative tools and third-party training applications, they always have the management of our risks in their sights.”

Eric McConnell

VP of Risk Management J.B. Hunt Transport, Inc.

Medical professional with patient

"As the nation's 13th largest nonprofit health system, we had aspirations to evolve from simply buying insurance on an annual basis to effectively managing and financing risk. UnityPoint's vision is to provide the best outcome to every patient, every time — we believe this is how an enterprise risk management program should also perform. Guided by our mission to improve the health of people and communities we serve, we can count on TrueNorth's support to implement a system-wide risk management program so we can dedicate our time and talent to what matters most: our patients."

UnityPoint Health

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NewBo Market

"TrueNorth has taken time to sit down and thoroughly assess the Market's needs as we grow. I feel TrueNorth is as concerned about our bottom line as I am, which makes all the difference as we continue to anticipate and plan for how the Market will evolve in the coming months and years. I'm proud to say we work with local companies and in the process, we support local companies. Having a partner and resource like TrueNorth only amplifies our impact."

NewBo City Market

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"Leading up to our renewal date, I was notified that Discovery Living would have difficulty securing cyber insurance. Considering the sensitive data we handle and population we serve, we know cyber protection is essential. Through working with TrueNorth, we were awarded both time and options - neither of which we thought we had. With TrueNorth's support and guidance, I know Discovery Living is doing all we can to keep our staff and clients secure."

Missy Roseberry

Director of Finance, Discovery Living

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"I have never had to file a business claim before. When my business was damaged by a huge storm, TrueNorth stepped up right away. They were prompt in helping me settle my claim, allowing me to reopen. Any time I had questions or concerns, the team responded and fixed everything I've needed. I'm truly lucky that TrueNorth is here to help me with my small business needs."

Carrie Semelroth

Owner, Serendipity's Salon and Spa

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